Privacy Policy

Introduction

At Xolnivoz S.A. (hereinafter, "Xolnivoz", "we" or "the Company"), we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, and protect your information when you use our real estate crowdlending services.

Data we collect

We may collect the following types of personal information:

• Identification information: full name, ID number, CUIL/CUIT, date of birth, nationality.
• Contact information: email address, phone number, postal address.
• Financial information: banking details, investment history, source of funds.
• Technical information: IP address, browser type, device used, pages visited.
• Communication and marketing preferences.

Use of data

We use your personal data to:

• Manage your account and process your investments.
• Comply with legal and regulatory obligations (UIF, CNV, BCRA).
• Communicate with you about projects, updates, and news.
• Improve our services and personalize your experience.
• Prevent fraud and ensure platform security.

Sharing information

We do not sell or rent your personal information. We may share data with:

• Regulatory authorities when required by law.
• Service providers who help us operate the platform.
• Real estate developers to manage your participation in projects.
• Legal and accounting advisors in the exercise of our functions.

Your rights

Under Argentina's Personal Data Protection Law 25.326, you have the right to:

• Access your personal data.
• Rectify inaccurate or incomplete information.
• Request deletion of your data when appropriate.
• Object to processing of your data for marketing purposes.
• Request portability of your data.

Security

We implement technical and organizational measures to protect your data against unauthorized access, loss, or alteration. This includes data encryption, firewalls, and strict access controls.

Data retention

We retain your personal data while you maintain an active account or as required by law. Financial records are kept for a minimum of 10 years according to Argentine regulations.

Contact

To exercise your rights or make inquiries about this policy, contact us at:

Email: privacy@xolnivoz.com

Dirección: Av. Corrientes 1234, Floor 5, Office 501, CABA, Argentina